Accidents can happen anywhere, and when they happen, you might sustain a personal injury. On that note, if you are injured and it hasn’t been your fault, then the insurance adjusters of the at-fault person will reach out to you.
You will have to be careful and avoid making the following mistakes while dealing with an insurance adjuster after an accident or injury.
Never Admit Your Mistake
Even if you feel like you could be somewhat responsible for the accident and the resultant injury, still never make the mistake of admitting your fault to the insurance adjuster. Now, you might already know that you cannot admit to the slightest contribution to the accident – but – trust us when we tell you that the insurance adjusters have a hundred tricks up their sleeves to make you admit your fault.
For instance, you might tell the adjuster that you were driving thirty in an under-thirty-per-hour zone. Of course, you will be admitting to your fault without admitting it openly. Ideally, after an accident, there are only two people you should be talking to: your doctor and your lawyer.
If you have been in an accident with a truck, hire one of the best truck accident attorneys so that a lawyer can represent your case and take up all conversation with the insurance adjuster on your behalf.
Don’t Be Quick In Accepting Offers
Most people make the mistake of settling for the first offer that the insurance adjuster makes. You should avoid agreeing to the first offer because you might have sustained more severe injuries that might not be evident at the start of your medical treatment.
This aspect also perfectly explains why most insurance adjusters reach out instantly after the accident and ask you for your medical bills. Resultantly, they will offer you an initial small amount of a few thousand dollars.
Instead of accepting the offer, you should consult with your lawyer and your doctor – because you never know the extent of your injuries right after the accident. Most states allow sufficient time to file a personal injury lawsuit, which is why you should wait and watch how things unfold before accepting an offer from the insurance adjusters.
Avoid Recorded Statements
The insurance adjusters will reach out to you, act very politely, and try to extract a recorded statement from you, which they will use later to deny you compensation or decrease the amount of the compensation.
It doesn’t matter what type of injury you have sustained – it could be a dog bite that you received from your neighbor’s dog, in which case, you should get in touch with a dog bite lawyer who will take up the matter with your neighbor’s insurance company to ensure you are fairly compensated.
If the neighbor, however, hasn’t told their insurance company that they have a dog, they will have to pay for your medical bills out of their pocket. But – whatever happens, just make sure you have a lawyer on your side who will negotiate things on your behalf without you needing to give a recorded statement.
Have A Look :-
- Is Steel Or Iron Ore A Good Career Path?How Many Jobs Are Available In Electric Utilities Central? The Reason Why Birmingham, The Second Biggest City In The UK Declared Itself Bankrupt
About Author
